Yeah, it works for the sites that already have traffic, but if your site doesn’t have traffic, then you aren’t going to cash.

If you don’t feel like counting pennies, create a blog like this one and forward your links to it and get “type-in” traffic.  That way at least you are getting traffic and grooming your one of the domain’s value.  More and more domain gurus are coming to the realization that the best way to monetize a domain is to provide original content for it.

If you want to build a website and make money off of it, I strongly suggest you pick one site and devote yourself only to that site.  Maintaining too many websites will spread you too thin.

I will tell you how to build and monetize a website for beginners in the next entry.

I’m not talking about working people. 

I’m saying what I’m about to tell you will save you $1000 in a year.  No problem.

Ok so your just your average Joe Candybar right?  You want to pocket a cool grand without answering one phone or dealing with one customer?

Great, here is how you can cut the fat off your daily life and save money.

1. DRINK WATER.  I can’t tell you how important this is.  How often do you go to a restaurant and end up forking over $2 for just your coke?  That’s too many times.  Drink the free water.  It’s free.  Do you go out to eat 50 times a year or about once a week?  If so, you’ll save $75 in an instant by just being healthy and drinking water.  I’m not even going to go into how it can directly and indirectly save you money by giving you better health.

2. Don’t touch anything near the check out lanes.  How many times have you added that pack of gum at the last second or picked up that magazine you had to have?  This is the most overpriced stuff in the store and dents your pocket book every time you toss it on the conveyor.  If you want gum, go buy the ten pack for a little more.  If you are likely to buy the magazine more than once, grab a subscription card and pay 3x the cover price for 48 isssues.  I won’t even count this.

3. Replace 1/3 of restaurant trips with eating at home.  Your meal doesn’t have to suck either.  Just prepare a meal instead of going out to eat where they get you for an appetizer, a drink, your meal, tip, and possibly an alcoholic beverage.  If you go out once a week, that’s 50 times a year.  1/3 of 50 is roughly 17.  Average dine in for 2 is $20 for simplicity sake (depending on when you eat, what you eat, where you eat).  For all those meals, that’s $340.  Let’s say you eat like a king at home and consume $15 worth of groceries in one setting.  That’s still a $5 net for you.  That is very, very easily $85 dollars in cold hard cash right in your pocket - just for eating like a king at home instead of dining out once every three weeks.

4. QUIT SMOKING.  I know this doesn’t apply to everyone, but to the smokers out there, you’re smoking your money away.  What do you smoke two packs every week?  Haha, yeah right, but we’ll pretend it’s just two packs a week.  There’s 52 weeks in a year.  Average cost is roughly $3.50.  That’s $364 a year and that’s if you only smoke two packs a week, which many habituals are way beyond.  I’m telling you people, the little $3 pack of cigarettes adds up.

5. Stop shopping.  Why do you keep going to the clothing store or whatever store you go to?  You don’t need new clothes year round.  You already have plenty of clothes you don’t wear.  So stop going to the store.  Your eating up your money.  I’m not saying don’t ever buy a new shirt.  Heck, pick one day out of the year and spend $500.  That’s better than going shopping every other week and tossing out $60 for a new shirt or blouse or a cheap pair of designer jeans.  So stop casually shopping, believe me by the end of the year, you’d rather have a money fight then a bunch of faded clothes in your closet.  Savings here… let’s see, we’ll say you drop a conservative $120/month on just casual shopping.  Had you just went on a $500 shopping spree any day of the year, you would have reeled in $940.

6. Sales are a ripoff.  Don’t get me wrong, it’s good to get a bargain, but sales lure you into a store and get you to buy stuff you normally wouldn’t have.  If you were going to buy the item, that’s fine.  But don’t use a sale as an excuse to buy something.  There are always sales - you’ll end up broke.

7. Pay off your credit card debt.  Don’t use your credit card as another way to borrow money.  Use your credit card as an efficient and convienent means of purchasing goods.  If you don’t have the money, don’t use the card.  When you do use the card, pay your bill on time.  Why do you think everybody wants you to have their own store credit card?  Because they make tons of money off the debt you incure on late fees and interest.  So if theres a great refrigerator sale, but you don’t have the money, DON’T BUY.  That $200 savings will end up costing you over $500 by the time you finish those low/low monthly payments.

8. Eat less.  Look, you gotta stop gorging on food.  If you want to call it being healthy, you can, but your also being financially prudent.  Food costs a ton!  Save money and help your health.  It’s a win-win.  I’m not saying starve yourself, I’m saying let go of the late night runs to get the milkshakes or replace the fast food with a light snack, or if you need a meal, eat a sandwhich or other food from home.  Do you eat in excess of 2,000 calories a day?  Unless you are an athlete, you probably don’t need to.  Knock off a few hundred calories and save yourself an easy $5/week.  In 52 weeks, that’s $260.

9. If you spend your dollars on renting a few movies every now and then, that’s cool, but don’t get caught with the late fees.  That’s something you can easily avoid and save money effortlessly.  No late fees for a year, that’s at least $15 to the average American.

10. Avoid unecessary drives.  Getting lost, cruising around, taking your friends everywhere - this stuff costs a lot of money so make sure you’re living it up.  With gas prices easily reaching $2.50, unnecessary mileage really adds up on your pocket book.  By acquiring driving directions ahead of time and being smart with your driving, you can stretch $2 more dollars out of your gas every month.  That’s $24 the easy way.

That’s 10 different ways you can save money without breaking a sweat.  At the end of the year, depending on your habits, $1000 might be the tip of the iceberg. 

Don’t throw away your hard earned money on clothes you’ll wear once or unnecessary late fees, save it all up and then make your choice on what you want to do with your new found cash.

Remember, it all adds up.

Let’s just get this out of the way.  Don’t read this blog unless you are serious about making and saving money.

It will just be a waste of your time.  You’ll vow for the millionth time that you are going to be rich and then pretend to yourself that you are going to start taking my advice, and it may even last for a day or two, but then you’ll forget about it and not have the time and the excuses just go on forever.

If you’re serious, let’s get started.

First of all, this site is completely free.  I’m never going to charge you a nickel so if you’ve been holding your breath the whole time, you can exhale.

Secondly, you have to know right off the bat money doesn’t just fly into your pocket.  It sure seems like it for some people right?

 Yeah, but those people worked hard before that first dollar ever left the ground. 

Hieresses and lottery winners don’t count for this.  Because most of us don’t have the luck of a four leaf clover or parents that owned a huge hotel chain.

What I am about to do next is list what makes rich people rich.  This is generally speaking, of course, so absorb what I am saying instead of trying to find flaws and exceptions to it.

Rich people have several qualities that make them rich.  If you want to be rich, you should start taking a look at these.

Rich people are :

1.  Determined.  Do you think rich people give up because someone told them no?  Hell no, they keep working until they hear yes.  Put another way, rich people find a way to make something work.  Poor people get muddled down in excuses and don’t get the job done.  Bottomline.

2.  Ambitious.  Rich people are driven to be rich.  Poor people are satisfied with making $300 - $400/week.

3.  Independent.  Rich people don’t work for a boss.  They work for themselves.  When is the last time (outside of sports) you saw a millionaire taking orders.  So if your working for someone else, you can only get so far.  Why have you waited 10 years for a promotion?  Why don’t you promote yourself to the boss of your company?

4.  Willing to take risks.  I’m not talking about spinning the roulette wheel here.  Rich people are willing to invest in themselves or something they believe in to make money.  Do you think millionaires become millionaires by working the 9-5 shift everyday for $11.00?  No, they invest their money, also known as, risking it. 

5.  Leaders.  Somewhere along the way, to be rich, you need to take control.  No one is going to hand you piles of cash.  You have to take charge and go get it.

6.  Frugal.  Or thrifty, whatever word you want to use.  That’s right.  Rich people watch what they spend their money on.  Poor people are the ones that throw away their money on junk.  That’s one of the underlying reasons why tons of lottery winners go back to being broke soon after they hit the jackpot.  They just don’t know how to hold onto their money.

 7.  Recipients.  Rich people take in money very well.  Poor people don’t.  Poor people find a way to deflect money away from them.  Rich people find a way to have mulitple income streams and receive money.

Rich people also:

8.  Think big.  Millionaires aren’t trying to manage a restaurant, they want to hire someone to manage the restaurant while they own the chain.

9.  Hang out with rich people.  This isn’t because poor people aren’t decent human beings.  This is because rich people think like other rich people.  You are a product of your surroundings, if you hang out with all poor people, you will be poor.

10.  Don’t see money as a negative.  This may sound surprising, but many people that you know probably see money as a negative.  “Rich people are unhappy.”  “Rich people are evil.”  These are just catch phrases poor people use because they aren’t rich.  Don’t see money as a bad thing.  Money is a good thing.  Once you start accepting money as a positive and valuing it as a precious resource, then you can start your ascent towards being rich.  Money can help you achieve many wonderful things - not just materialistic things, but the ability to help others out.