iwantmoney.net

If you are thinking of attending college in the future, make sure you pick the right degree.

Bachelors degrees of many majors are virtually worthless on the market right now.  You need to major in something worthwhile.  Computers and engineering are money fields.

Political science, english, history, art, philosophy, and so on are all very well and good, but don’t in most cases don’t account for much when applying to jobs.  If you stop at a bachelors degree, make sure the field is lucrative in that subject.  Otherwise you may be stuck in a situation where you don’t make significantly more (if at all more) than a high school diploma and if you didn’t have a scholarship, you will be in some nice debt.

GPA definitely counts.  Try as hard as you can to get above a 3.0.  It seems like the cutting line for most companies and could be the difference between a job and not.  Companies look at the extra curricular activities too, but GPA is the separates.

Furthermore, don’t be so sure a masters degree will aid you either.  If you pick the wrong degree - and thus wrong market - you could be in even more debt for a distinguishment that doesn’t really doesn’t raise any eyebrows.

Anyone shopping online should spend at least a few seconds checking to see if promo codes are available.

Most services offer promo codes as a way of generating excitement and the feeling of savings amongst customers.

Most domain registrars such as Godaddy and Namecheap have them.

So do many online stores and service outlets.

Basically when you are looking to buy online, first look to save. A simple Google search could easily knock 10% off the price in a minute.

Looking for a promo code you can’t find, email me and I’d be happy to help you look.

The people are there, you just have to real them in. Here are some nifty tips on getting asses in the seats (so to speak).

1. Post your blog on blog forums. This is usually expected and you may get a chance by a few passers by. If your blog is all that, then they’ll tell their friends and comeback.

2. Network. No one is above networking. Get some friends to link to you and link back. You grow stronger with the links.

3. Post your blog in your forum signature. The higher the forum page rank, the better.

4. Have a good looking design. I can’t emphasize enough how important the coolness of your webpage is. If you have a dull brown filling up your page around white text, you are in bad shape no matter how good you write. People simply won’t give you the chance. Your best bet is a dark font with a light background for reading color scheme purposes.

5. Write with flavor. Boring writing gets you boring results.

6. Give your readers a reason to link you and want to comeback. Whether that is you tell them you have more money making blog tips coming or whatever the case may be, get them thinking about reading your site in the future. If possible, get them hooked.

7. Submit to blog search engines and regular search engines. If you haven’t done this, do it. It may take awhile, but being submitted to places like Technorati get you read.

8. Write title tags for your site. Title tags are the words in the top left of the browser that tell search engines what your site contains or is about. This is big for SEO and more narrowly, page rank.

9. Your text needs to be rich in key word information. If your blog is about money, you better say money a lot of money times. Don’t get carried away though. Search engine crawlers are good at picking up jibberish. The point here is write keyword dense text.

10. Activate pings on your blog. Pings alert other blogs that you have made a new post.

11. Advertise. Yeah, sometimes you fork over a dime a click to get what you want.

12. Archive your site. Usually this is automatic, but you want to make sure your blog keeps your pages. Archived material is good for snagging on search engines.

13. Gather emails of your visitors when possible, so you can keep contact with them by sending them a site newspaper and remind them of why they can’t do without your site.

14. Write on new, hot topics when possible. For example, Chris Benoit, steroids, Barry Bonds, and Paris Hilton are all the search rage. If you can find a way to incorporate them into your blog, you’ll likely land your self in a search spot for these terms, especially if you get content up about something or someone before other more established sites can get to the presses.

14. Update your site. This is very important. Google likes it for search optimization purposes and readers like it because they have fresh material at their disposal. Best way to ditch the traffic is slack off your blog for a few weeks.

16. Is your domain memorable? If your domain is hard to remember, people may be diverted from visiting again, even if they do plan on giving you another look. Analyze your domain, can people remember it easy? Is it another Fatyou.com or are you blogonkitchens01.blogspot.com. If you’re still working off a network, let all your readers know, you are moving off on your own on a memorable date - say July 4th. Then send out emails to your email list. Pay the $7, get a cool name and set up shop.

Need help or have any questions on these tips, email me at contact@Iwantmoney.net or send me a comment.

Thank you very much for reading. I appreciate your viewership and would be greatful to answer any questions you may have.

1. Take on side projects. Do you have a neighbor or relative that needs their lawn mowed? Think about it, instead of watching that game you don’t care about on Saturday afternoon, you could pick up a quick $20-40 payday. That’s money in your pocket.

2. Build a website. If you already waste a lot of time on the Internet, why not build a website? There’s a lot too learn, which I can help you with, but why not? It could be fun and you are actually building an investment.

3. Sell your old dvds/cds/books that you will never use. Sure, you are getting pennies on the dollar, but realistically aren’t these items just taking up space anyway? Pick out some of your stuff, you’ll never have a reason for, take it to the book shop, and see if you can’t get a few dollars in your pocket.

4. Put your talent to use. What do you know or do very well? Graphic art, fitness, sports, cooking, movies. Concentrate on your strongest talent, produce with it, and promote your production whether it be online, in the newspaper, or in person.

5. Stop paying for convienence. Save your ATM card for emergencies. Don’t use it to withdraw $60 every other weekend. Depending on your bank’s program, you are costing your self $3-5 every month. That’s $36-60 a year just to get your own money. Withdraw at the bank.

6. Account for your business expenses. If you keep a shoebox inventory of your business reciepts at the end of the year, you will likely incur some sort of reimbursement for keeping track of these items.

7. Search for another passive income stream. Passive income is making money when you are not actively working for it. For example, having a website that makes $1/day while you are at the park playing basketball. Finding a passive income channel can create a nice surplus for you.

8. Be leary of sales and promotions. When you are about to agree to a deal or make a purchase, think to yourself, why are they doing this? What are they getting out of me? Is this a good deal all-around? Sometimes knowing the other party’s reasoning may disuade you from spending your cash/time.

9. Set budgets. Set budgets for everything. This curtails frivolous and impulse spending on your part by alerting your logical thinking should you exceed your budget. Cutting back on frivilous spending at the store can add up to 1000s by the end of the year.

10. Demand better prices. How much are you paying for your apartment? Are other tenants paying the same? When in a negotiable environment, never be afraid to question pricing and ask for a better deal.

It’s time to stop kidding yourself.  You’re not going to have that dream car or mansion unless you get off your ass and make it happen.

It can happen, but you’ve got to keep pushing yourself until it does.

You’re thinking, yeah right I make $10 an hour, how am I ever going to be rich?  You can be, but you have to be devoted and persistent. 

Rich people take risks, that’s why they’re rich.  You don’t get rich by just wanting to be rich.  You’ve got to MAKE IT HAPPEN.

I’m not talking about playing poker and I’m not suggesting going to work and telling your boss off so you can go get rich.  You need your income to build you up first.  Don’t go put all your money on a stock.  Don’t rob a bank.  Nothing like that.  Be smart.

Invest in some financial books.  Before you do that invest your time in reading what financial books make the most money.  Don’t slave away your life working for some guy that is just using you.  Your worth more than that.  Don’t work 40 hours so you can go party Friday night, lay on the couch, and get up early Monday morning.

Look, I’ll tell you a fact right now.  You aren’t getting any younger.  You need to think of some way to create other sources of income and propel that money into even more money.  That is a lot easier said than done, but it can happen if you want it to.

Decide for yourself right now, do you want to be rich and get out of your job by next year so you can start making some real money or do you want to keep working at your job where you might get $26,000/yr if they promote you.  Screw that.

Get thinking and get planning?

Need help, leave me a comment or email me.  I’ll give you some ideas. 

Remember, there’s plenty of money out there.  You just have to go find it.

Want a money making blog with Google ads so you can make money too?

Are you just a regular person who doesn’t know how to build websites?

I can help you for free. No circles. Here it is.

First of all you will need a domain name. A domain name is what you type in to get to a website. For example, you type Google.com to get to the Google website. A domain name is very important because it identifies your website. The best domain names are short, simple, easy to spell, catchy, and .com. Obviously these are very hard to come by nowadays, but if you need help, let me know and I will help you with that.

To purchase a domain name, you will need to go to a domain name registrar. I recommend Namecheap.com for this as they have good prices, offer free privacy protection (no one can see who owns the website), and have a great reputation. One .com for a domain for a year costs roughly $9.oo. You can usually find some promo/discount code in a Yahoo or Google search for $1 off pretty easily.

Next, you will need a host server. Host servers are what allows your site to be up on the Internet. I recommend Hostmonster.com. Hostmonster has a 24/7 chat feature where they will help you and any time of day. They have a good reputation, their interface is easy to use, tons of features, you can have virtually unlimited domain names, and you can receive promotions such as a free $30 google coupon. Before you purchase this information, go to Hostingplanrebates.com. They will give you a $50 rebate for signing up with Hostmonster or another hoster. The best deal for you is signing up for 2 years. That will make it $5.95/month, but the charge is upfront which for one year is $120 if I remember correctly.  I’d recommend the two year plan if you plan on having a website for more than a year.

By the way, this is all stuff I have done personally. It really works.

Ok so now you have purchased your website maker. Right now, you are potentially 10 minutes away from launching your website.

First, you need to transfer the DNS servers on your domain name at Namecheap. Simply, login to the site and go to manage your domains and change the “DNS servers” to ns1.hostmonster.com and ns2.hostmonster.com if you signed up for Hostmonster. What this does is point your domain to your Hostmonster server so you can start managing it through Hostmonter. You will probably want to “lock” the domain after you are done.

Now you are ready to create your own blog. Login to Hostmonster.

You will come to your control panel.

You will need to first add your domain. This is pretty simple as there is a button on the top for “add domain.” Next, the form will ask you to name the folder of this domain. Call it your domain name without the .com.

Continuing, there is an application called Fantastico. This has all sorts of website tools like forums, templates, etc. You need Wordpress. Wordpress is the very format used for this blog. Install Wordpress to your domain name and so that your blog is your homepage, do not put anything in the field that asks you if you want to create a folder for the domain.

Finally you will have your basic website template from wordpress up and you are ready to type in your very own blog.

To have Google ads, you will need to sign up for Google Adsense and then implement the Google codes into your Wordpress html.

I will continue this blog later and explain some of these details. If you have questions, feel free to leave a comment or email me.

You are very close to having your own money making blog.

Yeah, it works for the sites that already have traffic, but if your site doesn’t have traffic, then you aren’t going to cash.

If you don’t feel like counting pennies, create a blog like this one and forward your links to it and get “type-in” traffic.  That way at least you are getting traffic and grooming your one of the domain’s value.  More and more domain gurus are coming to the realization that the best way to monetize a domain is to provide original content for it.

If you want to build a website and make money off of it, I strongly suggest you pick one site and devote yourself only to that site.  Maintaining too many websites will spread you too thin.

I will tell you how to build and monetize a website for beginners in the next entry.

I’m not talking about working people. 

I’m saying what I’m about to tell you will save you $1000 in a year.  No problem.

Ok so your just your average Joe Candybar right?  You want to pocket a cool grand without answering one phone or dealing with one customer?

Great, here is how you can cut the fat off your daily life and save money.

1. DRINK WATER.  I can’t tell you how important this is.  How often do you go to a restaurant and end up forking over $2 for just your coke?  That’s too many times.  Drink the free water.  It’s free.  Do you go out to eat 50 times a year or about once a week?  If so, you’ll save $75 in an instant by just being healthy and drinking water.  I’m not even going to go into how it can directly and indirectly save you money by giving you better health.

2. Don’t touch anything near the check out lanes.  How many times have you added that pack of gum at the last second or picked up that magazine you had to have?  This is the most overpriced stuff in the store and dents your pocket book every time you toss it on the conveyor.  If you want gum, go buy the ten pack for a little more.  If you are likely to buy the magazine more than once, grab a subscription card and pay 3x the cover price for 48 isssues.  I won’t even count this.

3. Replace 1/3 of restaurant trips with eating at home.  Your meal doesn’t have to suck either.  Just prepare a meal instead of going out to eat where they get you for an appetizer, a drink, your meal, tip, and possibly an alcoholic beverage.  If you go out once a week, that’s 50 times a year.  1/3 of 50 is roughly 17.  Average dine in for 2 is $20 for simplicity sake (depending on when you eat, what you eat, where you eat).  For all those meals, that’s $340.  Let’s say you eat like a king at home and consume $15 worth of groceries in one setting.  That’s still a $5 net for you.  That is very, very easily $85 dollars in cold hard cash right in your pocket - just for eating like a king at home instead of dining out once every three weeks.

4. QUIT SMOKING.  I know this doesn’t apply to everyone, but to the smokers out there, you’re smoking your money away.  What do you smoke two packs every week?  Haha, yeah right, but we’ll pretend it’s just two packs a week.  There’s 52 weeks in a year.  Average cost is roughly $3.50.  That’s $364 a year and that’s if you only smoke two packs a week, which many habituals are way beyond.  I’m telling you people, the little $3 pack of cigarettes adds up.

5. Stop shopping.  Why do you keep going to the clothing store or whatever store you go to?  You don’t need new clothes year round.  You already have plenty of clothes you don’t wear.  So stop going to the store.  Your eating up your money.  I’m not saying don’t ever buy a new shirt.  Heck, pick one day out of the year and spend $500.  That’s better than going shopping every other week and tossing out $60 for a new shirt or blouse or a cheap pair of designer jeans.  So stop casually shopping, believe me by the end of the year, you’d rather have a money fight then a bunch of faded clothes in your closet.  Savings here… let’s see, we’ll say you drop a conservative $120/month on just casual shopping.  Had you just went on a $500 shopping spree any day of the year, you would have reeled in $940.

6. Sales are a ripoff.  Don’t get me wrong, it’s good to get a bargain, but sales lure you into a store and get you to buy stuff you normally wouldn’t have.  If you were going to buy the item, that’s fine.  But don’t use a sale as an excuse to buy something.  There are always sales - you’ll end up broke.

7. Pay off your credit card debt.  Don’t use your credit card as another way to borrow money.  Use your credit card as an efficient and convienent means of purchasing goods.  If you don’t have the money, don’t use the card.  When you do use the card, pay your bill on time.  Why do you think everybody wants you to have their own store credit card?  Because they make tons of money off the debt you incure on late fees and interest.  So if theres a great refrigerator sale, but you don’t have the money, DON’T BUY.  That $200 savings will end up costing you over $500 by the time you finish those low/low monthly payments.

8. Eat less.  Look, you gotta stop gorging on food.  If you want to call it being healthy, you can, but your also being financially prudent.  Food costs a ton!  Save money and help your health.  It’s a win-win.  I’m not saying starve yourself, I’m saying let go of the late night runs to get the milkshakes or replace the fast food with a light snack, or if you need a meal, eat a sandwhich or other food from home.  Do you eat in excess of 2,000 calories a day?  Unless you are an athlete, you probably don’t need to.  Knock off a few hundred calories and save yourself an easy $5/week.  In 52 weeks, that’s $260.

9. If you spend your dollars on renting a few movies every now and then, that’s cool, but don’t get caught with the late fees.  That’s something you can easily avoid and save money effortlessly.  No late fees for a year, that’s at least $15 to the average American.

10. Avoid unecessary drives.  Getting lost, cruising around, taking your friends everywhere - this stuff costs a lot of money so make sure you’re living it up.  With gas prices easily reaching $2.50, unnecessary mileage really adds up on your pocket book.  By acquiring driving directions ahead of time and being smart with your driving, you can stretch $2 more dollars out of your gas every month.  That’s $24 the easy way.

That’s 10 different ways you can save money without breaking a sweat.  At the end of the year, depending on your habits, $1000 might be the tip of the iceberg. 

Don’t throw away your hard earned money on clothes you’ll wear once or unnecessary late fees, save it all up and then make your choice on what you want to do with your new found cash.

Remember, it all adds up.

Let’s just get this out of the way.  Don’t read this blog unless you are serious about making and saving money.

It will just be a waste of your time.  You’ll vow for the millionth time that you are going to be rich and then pretend to yourself that you are going to start taking my advice, and it may even last for a day or two, but then you’ll forget about it and not have the time and the excuses just go on forever.

If you’re serious, let’s get started.

First of all, this site is completely free.  I’m never going to charge you a nickel so if you’ve been holding your breath the whole time, you can exhale.

Secondly, you have to know right off the bat money doesn’t just fly into your pocket.  It sure seems like it for some people right?

 Yeah, but those people worked hard before that first dollar ever left the ground. 

Hieresses and lottery winners don’t count for this.  Because most of us don’t have the luck of a four leaf clover or parents that owned a huge hotel chain.

What I am about to do next is list what makes rich people rich.  This is generally speaking, of course, so absorb what I am saying instead of trying to find flaws and exceptions to it.

Rich people have several qualities that make them rich.  If you want to be rich, you should start taking a look at these.

Rich people are :

1.  Determined.  Do you think rich people give up because someone told them no?  Hell no, they keep working until they hear yes.  Put another way, rich people find a way to make something work.  Poor people get muddled down in excuses and don’t get the job done.  Bottomline.

2.  Ambitious.  Rich people are driven to be rich.  Poor people are satisfied with making $300 - $400/week.

3.  Independent.  Rich people don’t work for a boss.  They work for themselves.  When is the last time (outside of sports) you saw a millionaire taking orders.  So if your working for someone else, you can only get so far.  Why have you waited 10 years for a promotion?  Why don’t you promote yourself to the boss of your company?

4.  Willing to take risks.  I’m not talking about spinning the roulette wheel here.  Rich people are willing to invest in themselves or something they believe in to make money.  Do you think millionaires become millionaires by working the 9-5 shift everyday for $11.00?  No, they invest their money, also known as, risking it. 

5.  Leaders.  Somewhere along the way, to be rich, you need to take control.  No one is going to hand you piles of cash.  You have to take charge and go get it.

6.  Frugal.  Or thrifty, whatever word you want to use.  That’s right.  Rich people watch what they spend their money on.  Poor people are the ones that throw away their money on junk.  That’s one of the underlying reasons why tons of lottery winners go back to being broke soon after they hit the jackpot.  They just don’t know how to hold onto their money.

 7.  Recipients.  Rich people take in money very well.  Poor people don’t.  Poor people find a way to deflect money away from them.  Rich people find a way to have mulitple income streams and receive money.

Rich people also:

8.  Think big.  Millionaires aren’t trying to manage a restaurant, they want to hire someone to manage the restaurant while they own the chain.

9.  Hang out with rich people.  This isn’t because poor people aren’t decent human beings.  This is because rich people think like other rich people.  You are a product of your surroundings, if you hang out with all poor people, you will be poor.

10.  Don’t see money as a negative.  This may sound surprising, but many people that you know probably see money as a negative.  “Rich people are unhappy.”  “Rich people are evil.”  These are just catch phrases poor people use because they aren’t rich.  Don’t see money as a bad thing.  Money is a good thing.  Once you start accepting money as a positive and valuing it as a precious resource, then you can start your ascent towards being rich.  Money can help you achieve many wonderful things - not just materialistic things, but the ability to help others out.